/* =========================================================================
   SubsidyPrograms.org — simple & clean
   One typeface (Inter). No mono, no serif, no reference numbers, no sidebar.
   White page, navy text, dark red CTAs with bold white text.
   Bias: fewer elements, bigger type, more space.
   ========================================================================= */
:root{
  --ink:#12263f;        /* headings */
  --body:#4a5a६f;
  --body:#4a5a6f;       /* paragraphs */
  --muted:#78879b;      /* secondary */
  --navy:#12263f;
  --blue:#1a5ca8;       /* links */
  --red:#a4132a;        /* CTA */
  --red-dark:#82091d;
  --green:#0d6b37;      /* "free" only */
  --line:#e4e8ee;
  --line-2:#eef1f5;
  --bg:#ffffff;
  --bg-soft:#f7f9fb;
  --maxw:1060px;
  --readw:720px;
  --gut:24px;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Helvetica,Arial,sans-serif;
}

*{margin:0;padding:0;box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
html,body{overflow-x:hidden;max-width:100%}
body{
  font-family:var(--sans);color:var(--body);background:var(--bg);
  font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased;
  letter-spacing:-.003em;
}
img{max-width:100%;display:block}
svg{flex-shrink:0}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:2px}
h1,h2,h3{color:var(--ink);font-weight:700;line-height:1.18;letter-spacing:-.022em}
h1{font-size:clamp(2.1rem,4.6vw,3rem)}
h2{font-size:clamp(1.5rem,2.9vw,1.95rem)}
h3{font-size:1.2rem;letter-spacing:-.014em}
p{margin-bottom:1.1rem}
p:last-child{margin-bottom:0}
strong{color:var(--ink);font-weight:600}
:focus-visible{outline:2px solid var(--blue);outline-offset:3px;border-radius:3px}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--gut)}
.read{max-width:var(--readw)}
.section{padding:64px 0}
.soft{background:var(--bg-soft)}
.skip{position:absolute;left:-9999px;background:var(--navy);color:#fff;padding:12px 20px;z-index:200;font-weight:600}
.skip:focus{left:0;color:#fff}

/* ---- buttons: every CTA is dark red, bold white ---- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--red);color:#fff!important;font-family:inherit;
  font-weight:700;font-size:1.02rem;line-height:1;letter-spacing:-.005em;
  padding:17px 28px;border:0;border-radius:8px;cursor:pointer;white-space:nowrap;
  transition:background .14s;text-decoration:none!important;
}
.btn:hover{background:var(--red-dark)}
.btn-sm{padding:13px 20px;font-size:.95rem}
.btn-block{display:flex;width:100%}

/* ---- top flag stripe + disclosure ---- */
.stripe{height:4px;background:linear-gradient(90deg,
  #c8102e 0 33.34%,#e9edf2 33.34% 66.67%,var(--navy) 66.67% 100%)}
.notice{background:#f2f5f8;border-bottom:1px solid var(--line);font-size:.86rem;color:#56657a}
.notice-in{max-width:var(--maxw);margin:0 auto;padding:10px var(--gut);
  display:flex;gap:8px;flex-wrap:wrap;align-items:baseline;line-height:1.5}
.notice b{color:var(--ink);font-weight:600}
.notice button{background:none;border:0;font:inherit;font-weight:600;color:var(--blue);
  cursor:pointer;padding:0;text-decoration:underline;text-underline-offset:2px}
.notice-more{display:none;max-width:var(--maxw);margin:0 auto;padding:0 var(--gut) 14px;
  font-size:.86rem;line-height:1.6}
.notice-more.open{display:block}
.notice-more p{margin-bottom:.5rem}

/* ---- header ---- */
.hdr{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.96);
  backdrop-filter:saturate(180%) blur(8px);border-bottom:1px solid var(--line)}
.hdr-in{max-width:var(--maxw);margin:0 auto;padding:0 var(--gut);height:74px;
  display:flex;align-items:center;gap:22px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none!important}
.brand:hover{text-decoration:none}
.brand .seal{width:38px;height:38px}
.brand span{font-size:1.14rem;font-weight:700;color:var(--ink);letter-spacing:-.026em;white-space:nowrap}
.brand span em{font-style:normal;color:var(--red)}
.hdr nav{display:flex;gap:4px;margin-left:auto}
.hdr nav a{color:var(--ink);font-size:.98rem;font-weight:500;padding:9px 13px;border-radius:7px;
  text-decoration:none!important;white-space:nowrap}
.hdr nav a:hover{background:var(--bg-soft)}
.hdr nav a.on{color:var(--red);font-weight:600}
.hdr .btn{margin-left:6px}
.burger{display:none;margin-left:auto;background:none;border:0;cursor:pointer;
  flex-direction:column;gap:5px;padding:10px}
.burger i{width:24px;height:2px;background:var(--ink);display:block;border-radius:2px}
.menu{display:none;border-bottom:1px solid var(--line);background:#fff;padding:8px var(--gut) 20px}
.menu.open{display:block}
.menu a{display:block;padding:14px 2px;font-size:1.05rem;font-weight:500;color:var(--ink);
  border-bottom:1px solid var(--line-2);text-decoration:none!important}
.menu .btn{margin-top:16px;width:100%}
@media(max-width:860px){
  .hdr nav,.hdr>.hdr-in>.btn{display:none}
  .burger{display:flex}
}

/* ---- hero ---- */
.hero{padding:72px 0 56px;border-bottom:1px solid var(--line)}
.hero h1{margin-bottom:18px;max-width:15ch}
.hero .sub{font-size:1.18rem;color:var(--body);max-width:52ch;margin-bottom:32px}
.hero .trust{margin-top:18px;font-size:.94rem;color:var(--muted)}
.hero .trust b{color:var(--ink);font-weight:600}
@media(max-width:600px){.hero{padding:44px 0 38px}}

/* ---- zip form ---- */
.zip{display:flex;gap:10px;max-width:490px}
.zip input{
  flex:1;min-width:0;font:inherit;font-size:1.05rem;font-weight:500;color:var(--ink);
  padding:16px 18px;border:1.5px solid var(--line);border-radius:8px;background:#fff;
}
.zip input::placeholder{color:#9aa7b8;font-weight:400}
.zip input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,92,168,.13)}
.zip input.err{border-color:var(--red);box-shadow:0 0 0 3px rgba(164,19,42,.12)}
.zipmsg{display:none;font-size:.92rem;font-weight:600;color:var(--red);margin-top:10px}
.zipmsg.show{display:block}
@media(max-width:520px){.zip{flex-direction:column}.zip .btn{width:100%}}

/* =========================================================================
   THE LIST — grouped, minimal. A small group label, then plain rows.
   ========================================================================= */
/* Keep rows compact so the value stays visually tied to the name;
   at full container width they drift too far apart to scan. */
.group{margin-bottom:44px;max-width:840px}
.group:last-child{margin-bottom:0}
.group > .lbl{
  font-size:.78rem;font-weight:700;letter-spacing:.11em;text-transform:uppercase;
  color:var(--muted);padding-bottom:12px;border-bottom:1px solid var(--line);margin-bottom:4px;
}
.row{
  display:flex;align-items:center;gap:18px;padding:19px 0;
  border-bottom:1px solid var(--line-2);text-decoration:none!important;
}
.row:hover{text-decoration:none}
.row .inner{flex:1;min-width:0;display:flex;align-items:baseline;justify-content:space-between;gap:20px}
.row .nm{font-size:1.14rem;font-weight:600;color:var(--ink);letter-spacing:-.014em}
.row .val{font-size:.94rem;color:var(--muted);text-align:right;white-space:nowrap}
.row .val.free{color:var(--green);font-weight:600}
.row .arw{width:20px;height:20px;color:#b6c1cf;transition:transform .14s,color .14s}
.row:hover .nm{color:var(--red)}
.row:hover .arw{color:var(--red);transform:translateX(3px)}
@media(max-width:640px){
  .row{align-items:flex-start;gap:14px;padding:17px 0}
  .row .inner{flex-direction:column;align-items:flex-start;gap:4px}
  .row .val{text-align:left;white-space:normal;font-size:.95rem}
  .row .arw{margin-top:4px}
}

/* ---- simple 3-up points (how it works) ---- */
.points{display:grid;grid-template-columns:repeat(3,1fr);gap:38px}
.points h3{margin-bottom:8px}
.points p{font-size:1rem;color:var(--muted)}
@media(max-width:820px){.points{grid-template-columns:1fr;gap:28px}}

/* ---- Q&A: plain stacked, no accordion ---- */
.qa{max-width:var(--readw)}
.qa .q{padding:24px 0;border-bottom:1px solid var(--line-2)}
.qa .q:first-child{border-top:1px solid var(--line)}
.qa h3{margin-bottom:9px;font-size:1.12rem}
.qa p{font-size:1rem;color:var(--body)}

/* ---- program page content ---- */
.lead{font-size:1.18rem;color:var(--body);max-width:56ch}
.plist{max-width:var(--readw)}
.plist .p{padding:24px 0;border-bottom:1px solid var(--line-2)}
.plist .p:first-child{border-top:1px solid var(--line)}
.plist .p .top{display:flex;gap:16px;align-items:baseline;justify-content:space-between;margin-bottom:9px}
.plist .p h3{margin:0}
.plist .p .val{font-size:.92rem;color:var(--muted);white-space:nowrap}
.plist .p .val.free{color:var(--green);font-weight:600}
.plist .p p{font-size:1rem;margin-bottom:9px}
.plist .p .src{font-size:.94rem}
@media(max-width:600px){
  .plist .p .top{flex-direction:column;gap:5px}
  .plist .p .val{white-space:normal}
}

.checks{list-style:none;max-width:var(--readw)}
.checks li{display:flex;gap:13px;padding:12px 0;border-bottom:1px solid var(--line-2);font-size:1.03rem}
.checks li:first-child{border-top:1px solid var(--line)}
.checks svg{width:20px;height:20px;color:var(--green);margin-top:4px}

.note{background:var(--bg-soft);border:1px solid var(--line);border-left:3px solid var(--navy);
  border-radius:8px;padding:20px 22px;font-size:1rem;line-height:1.6;max-width:var(--readw);margin:26px 0}
.note.warn{border-left-color:var(--red);background:#fdf7f8}
.note b{display:block;color:var(--ink);font-weight:600;margin-bottom:6px}

.free-box{background:#eef8f1;border:1px solid #cbe7d5;border-radius:8px;padding:20px 22px;
  max-width:var(--readw);margin:26px 0;font-size:1rem}
.free-box b{color:var(--green);font-weight:700}

.sources{max-width:var(--readw)}
.sources a{display:block;padding:12px 0;border-bottom:1px solid var(--line-2);font-size:1.02rem}
.sources a:first-child{border-top:1px solid var(--line)}

/* ---- CTA ---- */
.cta{background:var(--navy);color:#fff;padding:60px 0;text-align:center}
.cta h2{color:#fff;margin-bottom:14px}
.cta p{color:#b9c8db;max-width:46ch;margin:0 auto 28px;font-size:1.08rem}
.cta .fine{display:block;margin-top:16px;font-size:.9rem;color:#8ba2bd}

/* ---- breadcrumb ---- */
.crumb{font-size:.94rem;color:var(--muted);padding:18px 0 0}
.crumb a{color:var(--muted)}
.crumb a:hover{color:var(--red)}

/* ---- prose (legal) ---- */
.prose{max-width:var(--readw);font-size:1.02rem}
.prose h2{font-size:1.36rem;margin:34px 0 12px}
.prose ul,.prose ol{margin:0 0 16px 22px}
.prose li{margin-bottom:7px}
.prose .upd{font-size:.94rem;color:var(--muted);margin-bottom:26px;
  padding-bottom:18px;border-bottom:1px solid var(--line)}

/* ---- disclaimer + footer ---- */
.disc{background:#fdf7f8;border-top:3px solid var(--red);padding:22px 0;
  font-size:.92rem;line-height:1.6;color:#5c434a}
.disc .wrap{max-width:840px}
.disc strong{color:var(--red-dark)}

footer{background:#0e1f34;color:#9db1c8;font-size:.96rem;padding:48px 0 34px}
.fgrid{max-width:var(--maxw);margin:0 auto;padding:0 var(--gut);
  display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px}
.fbrand .b{display:flex;align-items:center;gap:11px;margin-bottom:14px}
.fbrand .b .seal{width:36px;height:36px}
.fbrand .b b{color:#fff;font-size:1.06rem;font-weight:700;letter-spacing:-.024em}
.fbrand p{color:#8598b0;font-size:.94rem;max-width:34ch}
.fcol h4{color:#fff;font-size:.8rem;font-weight:700;letter-spacing:.09em;
  text-transform:uppercase;margin-bottom:12px}
.fcol a{display:block;color:#9db1c8;padding:7px 0;font-size:.96rem;text-decoration:none!important}
.fcol a:hover{color:#fff;text-decoration:underline}
.flegal{max-width:var(--maxw);margin:34px auto 0;padding:24px var(--gut) 0;
  border-top:1px solid rgba(255,255,255,.1);font-size:.86rem;line-height:1.65;color:#788ca6}
.flegal p{margin-bottom:12px}
.fbot{max-width:var(--maxw);margin:0 auto;padding:18px var(--gut) 0;
  border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;
  gap:14px;flex-wrap:wrap;font-size:.88rem;color:#788ca6}
.fbot a{color:#9db1c8;margin-left:16px;text-decoration:none!important}
.fbot a:first-child{margin-left:0}
@media(max-width:860px){.fgrid{grid-template-columns:1fr 1fr;gap:28px}}
@media(max-width:540px){
  .fgrid{grid-template-columns:1fr}
  .fbot{flex-direction:column;gap:10px}
  .fbot a{margin:0 16px 0 0}
}

/* =========================================================================
   MOBILE — type gets bigger, never smaller. Rows stay >=44px to tap.
   ========================================================================= */
@media(max-width:860px){
  body{font-size:18px}
  .section{padding:46px 0}
  .row{min-height:60px}
  .row .nm{font-size:1.1rem}
  .menu a{min-height:48px;display:flex;align-items:center}
  .fcol a{min-height:44px;display:flex;align-items:center}
  .notice{font-size:.9rem}
  .notice button{padding:6px 0}
  .sources a{min-height:44px;display:flex;align-items:center}
}
@media(max-width:520px){
  :root{--gut:20px}
  h1{font-size:clamp(1.95rem,8vw,2.4rem)}
  /* >=16px stops iOS zooming the page when the field takes focus */
  .zip input{font-size:17px;padding:17px 16px}
  .btn{width:100%;padding:18px 24px}
  .hdr .btn,.brand{width:auto}
  .cta{padding:46px 0}
}